The Bucket Plan® philosophy was developed to segment money based on your investment time horizon, volatility tolerance, and income needs. Watch this video to learn more. 

At Retirement Matters, we use The Bucket Plan® to divide your assets into three buckets: Now, Soon, and Later.

The "Now" bucket covers immediate needs like living expenses and emergencies, providing you with stability for the things you need today. The "Soon" bucket focuses on near-term goals, balancing growth and security for things like upcoming expenses. Finally, the "Later" bucket is dedicated to long-term growth and legacy planning, to helps you stay on track even as your needs evolve over time.

The Bucket Plan® can transform the way we manage your wealth, shifting from a one-size-fits-all strategy to a tailored approach that suits your unique needs. Rather than focusing solely on one aspect of your financial picture, such as accumulation, this strategy organizes your assets in a way that accounts for both immediate priorities and long-term goals. By separating your financial resources into buckets based on timing, we help reduce stress over market fluctuations and evolve your plan with life’s changes — not Wall Street’s.