The old way of investing for retirement

was to keep a little pile of money at the bank and the rest of your money

in a bigger pile in investments and hope that it would last a lifetime.

Today, however, market risk, interest rate risk, and sequence of returns risk present some of the biggest dangers facing investors at or near retirement.

As such, a more sophisticated planning philosophy is essential to stretch retirement dollars to cover your many needs throughout retirement.

For this purpose, Retirement Matters uses

The Bucket Plan^® philosophy

to segment money into three buckets based on your investment time horizon, volatility tolerance,

and income needs.